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Home > Hello hello hello... I missed you all so much!!!

Hello hello hello... I missed you all so much!!!

February 3rd, 2013 at 11:16 am

For the first time since the end of 2009, I have internet access at home again - had to stop it to save myself - had to stop the access to online casinos!!!
Now I have it again but no longer have banking facilities which allow me to transfer money to the casinos AND online gambling is now illegal in South Africa.
Jeez I can't believe I just said all that without hesitation to people I don't even know - oh well it's the truth.
My life has changed so much - going back to nursing was a great challenge but now I love it and have even gone as far as registering to upgrade my qualification to a Degree Status in Nursing Science.
This will take about 4 years and lots of $$$ but worth it in the end (part-time).
On the financial front, have made progress but not as much as I would have liked but I have to remind myself that dealing with an addiction AND getting used to working in a structured environment again is no easy task but I did it.
Really want this year to be the year when I say "I AM DEBT FREE!"
And the only way it is going to happen is by using this blog and your support and encouragement to get there.
We are still in a rented apartment, so as soon as the debt is settled we can start saving for the deposit on a new home.
Unfortunately, we had a challenge at the end of 2012, our 15year old car died on us - was only worth $2,265 but required $2,831 worth of repairs AND it wasn't even economical to run - a real gas guzzler. We managed to sell it for $2,800 even though it was not running to the mechanic who was looking after it - I was relieved to see it go - there were more repairs on the horizon and on a nurses salary, no way was I going to pay more on that car!!!
So now we are borrowing a car from a friend of mine and hoping that they will sell it to us - that will solve another challenge. Here's hoping.
Other than that we are happy and content, life has been good to us the past 4 years and DD and I have settled nicely into a normal life (vs my old life of addictive behaviour).

So what are my goals for 2013:
1. Purchase a car - cash only
2. Pass all the courses/modules I have registered for (6) with 70%
3. Finish paying off debt by the 20 December 2013
AND
4. Be happy and full of gratitude for the journey I have taken in my life even with the ups and downs.

Speak to you tomorrow!!!!!

6 Responses to “Hello hello hello... I missed you all so much!!!”

  1. freeme journey Says:
    1359894874

    Thanks - this is why this "place" is so special Smile

  2. creditcardfree Says:
    1359902114

    Welcome back! You have made a great turn around...keep moving in that direction and you will do great.

  3. Amber Says:
    1359918274

    Hats off to you and welcome back Smile

  4. snafu Says:
    1359929964

    Good on you for making specific goals for 2013. I'm confident that you'll get it done. Next step is to work out Cash Flow, what's coming in and what's going out in the different categories. What percentage are you spending on NEEDS and how much is going to WANTS?

    Sorry to be woefully ignorant about S Africa, how does your retirement plan work?

  5. LuckyRobin Says:
    1359930293

    I remember you from before. Welcome back.

  6. rob62521 Says:
    1359932363

    Welcome back. And sometimes it is helpful to come clean and start over.

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