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Archive for March, 2014

Updated and getting there...

March 23rd, 2014 at 11:05 am

Have been watching everyone's progress and just couldn't resist today. Finally I am nearly there - 8 years later!!!

And I love my life now!

Compared to the stress and pressure that I used to be faced with everyday and every night, my journey has had so many lessons (and I am still learning every day).

On the 1 May 2014, I will have been back in full time employment for 5 years, as an ORN. And here's the first lesson:
- It's not what you earn that gets you where you want to be but how you manage what you earn.
My income dropped by 30% but in return I got subsidized retirement contributions, medical insurance, overtime pay, specialization allowance, uniform allowance and a guaranteed 13th cheque every December.

Second lesson:
The simpler you can make you life, the lower your cost of living will be. When I was a sales exec I needed an extensive wardrobe, hairdresser every 6 weeks, larger car for the high mileage, help at home to look after my daughter and so the list goes on...
Now that I wear a uniform and work shifts, I am able to keep my clothing to a minimum, fetch my daughter from school, do my own housework (unusual in S Africa), low car expenses, lower car insurance etc

Third lesson:
Paying off debt is a journey not a project. If you don't change your habits then the debt will come back again because your behavior hasn't changed.

Fourth lesson:
Gratitude gets you through the worst days - there is always someone worse off than you, so being grateful for what you have and where you are gives you the courage to do one more day.

Fifth lesson:
Enjoy today for today and always look for one more thing to do which will save you a $1 - its the singles that make up the hundreds Smile