I said I would update my debt balances today so here goes:
Start Debt 7/12/06: Now 9/4/06
Home Remodeling: $345 PAID
CC1: $715 : Now $692
Timeshare Levy: $730; PAID
Bank Overdraft: $929; $920
Loan from Dad: $857: Now $541
Swimming Pool Renovation: $1429; Now $1429
Private School Fees: $1219; Now $680
Car Loan: $11073; Now $10 190
Bank Overdraft 2: $7000; Now $6786
CC2: $13716; Now $13007
CC3: $15918; Now $15 497
HEL & Mortgage: $171 429 Now: $170 143
TOTAL DEBT: $225 360; Now $219 885
Paid: $5 475 since the 12 July 2006
A small reduction since the 4 Sept BUT I am still waiting for business expenses to be reimbursed - which is $940 and which will be used to reduce CC1 again. I had to use it to pay for groceries because I have been out of pocket for my expenses.
ACHIEVED ANOTHER MILESTONE:
Went to the theatre last night (it was my treat) but had forgotten that the theatre was at the Casino Complex I used to frequent.
Said many prayers before I left home BUT still went although I was quite nervous. At the end of the performance I just kept walking with my friends to my car and didn't even look into the casino area. I was so tempted for a minutes BUT somehow I DID IT!!!!!!
This is the first time in about 6 years that I have been there and haven't gambled - I am so excited and grateful - this is a huge milestone for me BUT I also know that I can't let my guard down.
$20 Challenge: DD had another Birthday party to go to today - so I got her to do a picture for the Greeting Card and printed off a homemade card as well = $1.50 saved.
Spent today:
1. DD Friend birthday present $8.50
2. Battery for step counter $2.84
3. Store: $3.86
4. DD got tuck money today $2 plus Cake & Candy sale $1
5. DD Allowance $3
WEIGHTLOSS PROGRESS:
Weighed in yesterday morning - lost 3lbs whoopee - think it is all the water - I feel like everytime I look it is time for another glass of water.
Think DD has also lost a couple of lbs - she is about 8lbs over for her height and I have just made her eat what I am eating without making an issue of it. Told DD that for the next 8 weeks we and going to be SUPER healthy and she thinks it is great.
DB 2:
Was admitted to hospital 2 days ago for treatment...
He has been sedated to halt the manic phase he has been in for the past 4 weeks and sounds very drugged BUT at least he is off the streets and getting medical care.
TO DO LIST FOR SEPTEMBER:
1. Making progress here but am still busy trying to finish those 15 chefs jackets.
2. Have planted seeds for the vegie garden and they have starting shooting so soon we will be able to transplant them.
3. 9 No Spend Days - goal 15
4. Library Books returned but still paid $3 fine for being late *sigh* - why can't I get this right.
5. Weightloss -lost 3lbs Goal - 10 lbs
6. Spending log updated everyday
BTW - achieved 221 days of No Gambling today
See you tomorrow
Updated Debt Balances & ramblings...
September 15th, 2006 at 01:43 pm
September 15th, 2006 at 02:11 pm 1158325870
Perfection? none of us - BUT balanced is doable and you're getting there!
Congrats on your 221 days!! GOOD FOR YOU!!!
September 15th, 2006 at 06:23 pm 1158340985
September 16th, 2006 at 05:52 am 1158382342
Glad DB is getting treatment!
I saw you had a couple of overdraft high payments. This is a problem for me too. I keep telling myself I need to cancel the overdraft, but I am like a junkie. I use it as my crutch instead of being disciplined!
September 17th, 2006 at 07:29 pm 1158517766
Try reducing your a little bit every month so you get used to having less available and before you know it will be done.
Hang in there - you are making progress
Thanks again everyone
September 19th, 2006 at 01:46 am 1158626777