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Starting Out

August 8th, 2006 at 06:41 pm

Okay well that was a great start - lost my entire entry so here I go again.
My debt accummulated as a result of my 5 year Gambling Addiction and now that I am 184 days into my recovery (GA language) it is time to tackle the debt and get focused on achieving some goals other than staying away from Gambling.
With lots of Grace and Blessings I am already well on my way to total recovery but still live my life one day at a time.
And that is about all I am going to say about my Gambling Addiction.
I started Dave Ramsey's TTMO on the 12 July and wanted to keep track of my progress. It is so easy for one to think you are not making progress when you can't look back to the past.
Starting Debt on the 12 July 2006:
Home Remodeling: $345
CC1: $715
Timeshare Levy: $730
Bank Overdraft: $929
Loan from Dad: $857
Swimming Pool Renovation: $1429
Private School Fees: $1219
Car Loan: $11073
Bank Overdraft 2: $7000
CC2: $13716
CC3: $15918
HEL: $57143
First Mortgage: $114286
TOTAL DEBT: $225360
Shocking isn't it. Oh well one day at a time applies here too I think.
Fortunately, I can earn bonuses to pay off some of this debt and my income is above the average.
Will give you an update on my progress on the 12 August - have already made some major changes but I will keep them for my next journal entry.
Now before I lose this entry i am going to "save and publish"
See ya
To all the regular bloggers, I love your journals - they give me such hope

4 Responses to “Starting Out”

  1. ima saver Says:
    1155059700

    Good luck! You can do it!

  2. boomeyers Says:
    1155059736

    Best of luck to you! It sounds like you already have a good attitude going into it, the first realizing that gambling has no hope for a quick fix and will only cost you! The second is you realizing that it is not hopeless. Slow and maybe a little painful, but never hopeless! Go to it!

  3. veronak Says:
    1155260369

    Welcome abroad, I too am using Dave's plan...completely though but I have paid off a total of 8cc and 1 student loan since about December. I actually started the plan around February. But good luck and keep us posted, this is a wonderful site

  4. shadon Says:
    1156387240

    Hi there,

    You wouldn't have happened to blogged here a couple years ago did you? There was a lady from SA with an adopted daughter who did and I used to enjoy reading her blogs.

    Anyway, welcome! (or welcome back, whichever) Smile

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