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Updated Debt Balances & ramblings...

September 15th, 2006 at 12:43 pm

I said I would update my debt balances today so here goes:

Start Debt 7/12/06: Now 9/4/06
Home Remodeling: $345 PAID
CC1: $715 : Now $692
Timeshare Levy: $730; PAID
Bank Overdraft: $929; $920
Loan from Dad: $857: Now $541
Swimming Pool Renovation: $1429; Now $1429
Private School Fees: $1219; Now $680
Car Loan: $11073; Now $10 190
Bank Overdraft 2: $7000; Now $6786
CC2: $13716; Now $13007
CC3: $15918; Now $15 497
HEL & Mortgage: $171 429 Now: $170 143

TOTAL DEBT: $225 360; Now $219 885

Paid: $5 475 since the 12 July 2006

A small reduction since the 4 Sept BUT I am still waiting for business expenses to be reimbursed - which is $940 and which will be used to reduce CC1 again. I had to use it to pay for groceries because I have been out of pocket for my expenses.

ACHIEVED ANOTHER MILESTONE:
Went to the theatre last night (it was my treat) but had forgotten that the theatre was at the Casino Complex I used to frequent.

Said many prayers before I left home BUT still went although I was quite nervous. At the end of the performance I just kept walking with my friends to my car and didn't even look into the casino area. I was so tempted for a minutes BUT somehow I DID IT!!!!!!

This is the first time in about 6 years that I have been there and haven't gambled - I am so excited and grateful - this is a huge milestone for me BUT I also know that I can't let my guard down.

$20 Challenge: DD had another Birthday party to go to today - so I got her to do a picture for the Greeting Card and printed off a homemade card as well = $1.50 saved.

Spent today:
1. DD Friend birthday present $8.50
2. Battery for step counter $2.84
3. Store: $3.86
4. DD got tuck money today $2 plus Cake & Candy sale $1
5. DD Allowance $3

WEIGHTLOSS PROGRESS:
Weighed in yesterday morning - lost 3lbs whoopee - think it is all the water - I feel like everytime I look it is time for another glass of water.
Think DD has also lost a couple of lbs - she is about 8lbs over for her height and I have just made her eat what I am eating without making an issue of it. Told DD that for the next 8 weeks we and going to be SUPER healthy and she thinks it is great.

DB 2:
Was admitted to hospital 2 days ago for treatment...
He has been sedated to halt the manic phase he has been in for the past 4 weeks and sounds very drugged BUT at least he is off the streets and getting medical care.

TO DO LIST FOR SEPTEMBER:
1. Making progress here but am still busy trying to finish those 15 chefs jackets.
2. Have planted seeds for the vegie garden and they have starting shooting so soon we will be able to transplant them.
3. 9 No Spend Days - goal 15
4. Library Books returned but still paid $3 fine for being late *sigh* - why can't I get this right.
5. Weightloss -lost 3lbs Goal - 10 lbs
6. Spending log updated everyday

BTW - achieved 221 days of No Gambling today Smile Smile Smile

See you tomorrow




5 Responses to “Updated Debt Balances & ramblings...”

  1. LuxLiving Says:

    WOW! I am impressed with your strength and tenacity! Way to go on setting and meeting some of your goals.

    Perfection? none of us - BUT balanced is doable and you're getting there!

    Congrats on your 221 days!! GOOD FOR YOU!!!

  2. moneycents Says:

    You must be very proud of yourself, 221 days, fantastic! You should give yourself a great BIG HUG! It sounds like everything is falling into place. Way to go!

  3. boomeyers Says:

    That is great that you walked out! Just think, when you are around a casino, of pulling out a large amount of money, wiping with it and flushing it down the toilet. That is what happens in a casino!
    Glad DB is getting treatment!
    I saw you had a couple of overdraft high payments. This is a problem for me too. I keep telling myself I need to cancel the overdraft, but I am like a junkie. I use it as my crutch instead of being disciplined!

  4. freeme journey Says:

    Thanks for all the encouragement - it means tons to me Smile Boo - I have overdrafts which are a result of my addiction and I am trying so hard to reduce the limit each money (ie by paying down what is owing and then resetting the limit to a lower level). If I had sufficient money I would pay them off immediately and stop having to rely on the overdraft - but one day at a time.
    Try reducing your a little bit every month so you get used to having less available and before you know it will be done.
    Hang in there - you are making progress

    Thanks again everyone Smile Smile

  5. LuckyRobin Says:

    You are doing so well. You must be proud of yourself!

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