Better late than never
Am really trying hard to stay focused and making sure that I tell my money where to go!!
Goals for 2013:
Computer Savings: $780 now $76
EMF: $1405 Now $426
Reduce debt by: $4815 paid $0
College Fees: $525 now $0
College Books: $110 now $0
DD Savings: $835 now $584
Now that I have them up here I am hoping that I will be able to make more regular payments towards each of them and "see my progress".
The extra debt payment is my snowball amount which I want to start applying once the EMF in funded to $1405 - can't be worrying about the Murphy again. (he had his turn with the car tires last week - enough already!)
Take care everyone - sad to hear about and see the results of the Bomb blasts in Boston...
Viewing the 'Computer Fund' Category
Better late than never
not too much studying done!
Why is it that when there is studying to be done, I find a million gazillion better things to do
Took DD to have her hair braided today - budgeted but OMG it's so expensive to have braids and extensions. $50!!! But it's done now and she looks lovely.
The printer cartridge - found a generic one for $17 at the flea market. Before I took I asked the lady twice if I could bring it back if it didn't work and she said yes so.. I bought it. Rushed home and it works just fine - nice saving.
Then I popped in to the local gym to find out if we could transfer our membership from another branch - well that idea just kinda got blown out of the water - they wanted $62 per month versus our current $30 per month. Oh, but "if you are a member of a certain medical insurance scheme, you can get 80% discount"!!! Well sorry no - we belong to another medical scheme.
But it got me thinking "if that medical scheme offers benefits like discounts to a gym group what does ours offer?".
Back onto the internet, and lo and behold, we have a wellness programme, which costs $21 per month upfront and entitles you to the following:
15% discount on monthly gym fees
$33 per month rebate if you go to gym more than 12 times for that month
$11 standard rebate if you are even a gym member
2 movie tickets per month for $3.30
numerous other discounts....
working out will pay us if we stay at our current gym - ha ha that means we will reduce our monthly gym fees from $30 to $2.50 per month - a saving of $27.50 per month which we will put into the computer fund.
Now how is that for creative investigation...
I love it...
our biggest group of chain stores has just introduced a "coupon system" which you download onto your cell phone - at the check out counter you hand in the pin code and they deduct the coupon values
This is a first in South Africa and I am loving it....
What a good day today have been Smiles all round.
AND now I am going to study