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Yeah - I got booked for overtime...

August 21st, 2009 at 07:36 am

The only way I get to save now, is by working overtime and I just heard today that I can get 3 extra shifts over the next 2 weekends. Whoopee - it means that I get to save $560 at the end of September. (We get paid overtime worked at the end of the following month).

Now that I am back on a salary, I find that every penny is budgeted for unless there is overtime pay. With the economy the way it is though, we only get overtime when there is someone off sick or on vacation - so I take it whenever I can get it.

Spent today:
Gas $20
Headache meds: $4.40
Chronic Meds: Nil (there was no co-pay)

What I am seeing that is if I am disciplined everyday and avoid the "little incidental expenses" I just don't spend as much money.

For the first in ages, I still have some money left in my bank account at the end of the month - $28 - not much I know, but psychologically it is a huge achievement for me AND pay day is Tuesday 25 August. Will move this balance into my savings/EMF fund then.

My savings/EMF has a whole $87.50 in it but again it's a start.

In May after securing my full-time nursing position, I decided (after lots of soul searching) to look at Debt Management because my creditors were bugging me so much and their demands were getting more and more unreasonable.
After the debt assessment, I decided to do it and now I pay $330 per month to the Debt Management attorney and they distribute it to each of my debts.

I no longer get harrassing phone calls AND am not allowed to live on or apply for any credit - which suits me just fine. I am so much more relaxed and every month just pay the money and I can live on the balance.

So all in all a good day - who would have thought that I could get excited about working extra shifts... just goes to show how things have changed Smile

Have a good day...


3 Responses to “Yeah - I got booked for overtime...”

  1. North Georgia Gal Says:

    Congrats on the $28!! Small steps add up!

    I completely understand about the OT! We are installing new software and I have been looking forward to it because it mean OT for me!

  2. HELPmeFriend Says:

    I can completely relate with the $28 left in the bank as a good thing. Having almost $100 in your savings is awesome too. Congratulate yourself on the small things and when you do big, it will feel even greater.

  3. Jerry Says:

    I think it is amazing that you are on salary and yet your extra time still leads to OT! That is terrific - a lot of places put workers on salary in order to avoid OT at all. They figure that the salary and insurance benefits are enough. You are fortunate to be able to add that income, way to go!
    Jerry

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