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It's a roller coaster ride...

January 8th, 2008 at 04:33 pm

this morning I was feeling so positive and now I have gone into overwhelm Frown

Am still receiving calls from CC and Car Finance companies, they just don't get it - I called them all again today and told them AGAIN what my situation is and all I get is "we are expecting $$$ payment on the 20 Jan..."

Dave Ramsey refers to these people as scum and now that I seem to be dealing with them regularly, I must say I tend to agree with him.

I am so frustrated with my financial situation at the moment: I have $64 left in my wallet until I earn commission and I need gas, food and a few other things.

By the Grace of God, I am thankful that we have never had to go without our basic needs being satisfied. We always have food, gas and a place to live and the rest... well just a luxury.

I have been listening to Anthony Robins "personal power" CD's and today the thing that stuck was "when the pain is big enough you will take action" or when you get to "I have had it - no more".

This is where I am - I have had it with my debt (and the gambling)!!!

Goal 2 for 2008:
I am completely debt free by 30 June 2008 - and I don't care how hard I have to work to get it done. How:- Be thankful for the gifts and talents I have - I believe that if we are not thankful nothing works. Set daily goals and prioritise the top 5 activities which will have the greatest impact on my goal - I am not going to allow myself to go to bed until they are done for the day. Every day I will be organised and spend 10 minutes tidying up so that my home is neat
Keep a log of my frugal efforts to get to debt freedom (right here!)
Use my blog to track my daily efforts and progress towards debt freedom

Getting back to work is proving a challenge as well - guess it is because I have been off work for so long.

Managed to achieve only 3 solid hours of concentration and then my brain wouldn't co-operate. I kept getting distracted and ended up just wasting time. Well tomorrow is another day...

Also decided that having no money is no excuse for not having an EMF so tomorrow I am going to take some stuff to the second hand shop and see what I can get for it. Everytime I see someone adding $1 to their challenge/savings totals I think to myself "but I can do that!" and so NOW I am going to do it.

Wish me luck...

5 Responses to “It's a roller coaster ride...”

  1. miclason Says:

    ((hugs))...I know the feeling!...I've been there...still am in debt, but doing much better!- I know you can, too!
    We're all here for support!

  2. denisentexas Says:

    I understand about debt and the frustration. But kudos to you for being so determined! You can do it!

  3. boomeyers Says:

    Good luck my friend! Lots of prayer and baby steps!

  4. shiela Says:

    Good luck. It takes one day at a time, you can do it!

  5. luxliving Says:

    Can you write your creditors with a plan of action that is REALLY DOABLE on your end? No false promises.

    That MIGHT get them off your back.

    We are here for you. Keep blogging!! I so admire your determination. That making a list and working it can really get some momentum going!

    Brain fog? Is it your diet? Maybe you need more protein? Anyone of the health-food dietician type here that could weigh in with suggestions?

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