About Me

Freeme

Single mom (44) DD 8yrs. We live in sunny South Africa. My journey to debt freedom after 5 years of a gambling addiction. Started the Total Money Makeover July 2006 & want to track my progress. Work as a Sales Executive.

No Gambling Days
Started 2/27/06
Achieved: 645 days
Out of a Possible: 685 days

2008 - Goal 365 consecutive days
Achieved: 23 days

Start Debt
4/1/06: $236 978
7/12/06: $225 360
8/14/06: $221 761 - $3599
8/23/06: $220 945 - $816
9/4/06: $220 040 - $905
5/26/07: $29 150 paid $207 828
5/29/07: $84 750
6/27/07: $59 853
1/5/08: $32,086

EMF: 8/28/06: $153
8/30/06: $239
9/1/06: $258.29
5/30/07: $1425
6/27/07: $1000
1/5/08: Nil
1/9/08: $2
1/10/08: $19
1/12/08: $40.43
1/16/08: $42.20

$20 Challenge: 8/23/06: $20
This is going towards a new washing machine
8/30/06: $45.86
9/26/06: $154.99
5/27/07: $189.53
6/1/07: $208.24
6/27/07: $338.43
1/5/08: Nil

Sewing Machine: How I work off the cost of a new sewing machine.
5/11/07: $3425 Paid in full
5/16/07: Saved $68 = $ 3357
6/10/07: Saved $120.71 = $3236.29
6/18/2007: Saved $22 = $3214.29
1/5/08: Saved $378 = $2836.29

Debt Balances:
Current Debts on 1/5/08:
Mortgage: Home sold
Car Loan: $5,143 Now: $4,928
CC FNB 1: $13,429 Now: $13,000
CC BB 2: $6,143
CC GB 3: $1,929
Overdraft FNB: $286
Bank Loan NB: $943
School Fees: $ Nil
Timeshare Levy: $ Nil
Loan from Dad: $ Nil
Swimming Pool Remodel: $ Nil
Tax Liability: $5000 Now: $4,857
TOTAL DEBT on 12/15/07: $32,853
New 1/3/2008: $32,086
Reduced by: $767
Debt Reduced by: $198,625

Starting Debts on 2/27/2006:
Mortgage: $171,428
Car Loan: $13,143
Credit Card 1: $18,000
Credit Card 2: $15,429
Credit Card 3: $Nil
Bank Loan: $ 7,429
School Fees: $2,286
Timeshare Levy: $730
Loan from Dad: $857
Swimming Pool Remodel: $1429
TOTAL DEBT: $230,731

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Date Started: Aug 8, 2006
Entries: 86
Comments: 197
Total Visits: 88,491

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Freeme Journey's Personal Finance Blog

One day at a time to freedom..

Viewing the 'Virtual Challenge' Category